CFO Services in Naples, FL: Driving Clarity, Profit, and Growth

Why Naples Businesses Need More Than Bookkeeping

Naples, Florida is home to a thriving mix of small businesses, professional service firms, and trade companies. From construction and real estate to healthcare and professional services, business owners face the same challenge: staying profitable while balancing growth, seasonality, and rising costs. Westport CFO Services, Naples, FL, provides business owners with the hands-on support they need to grow and manage their profitability.

Bookkeeping keeps the score. But CFO services help you win the game. At Westport Financial, our role is to transform financial data into a clear playbook for decision-making—helping Naples businesses improve cash flow, increase margins, and plan for the future.

What is a Fractional CFO?

A Fractional CFO gives you access to executive-level financial leadership without the cost of a full-time hire. We step in as your strategic partner, offering services such as:

• Cash Flow Forecasting – including 13-week rolling forecasts to anticipate highs and lows

• Budgeting & Planning – aligning operations with growth targets

• KPI Dashboards – tracking the right numbers to keep the business accountable

• Profitability Analysis – uncovering margin opportunities and reducing wasteful spend

• Financing Strategy – negotiating with banks, lenders, and investors to strengthen your capital position

• Exit & Growth Planning – preparing your business for expansion or future sale

Small Business Accounting in Naples, FL

While CFO services provide strategy, small businesses in Naples also need reliable day-to-day accounting and bookkeeping to keep operations running smoothly. At Westport Financial, we offer full-service financial support that combines accounting accuracy with strategic advisory.

Our Naples accounting and bookkeeping services include:

• Monthly bookkeeping and reconciliations

• Payroll management and reporting

• Accounts receivable and accounts payable tracking

• Budget vs. actual reporting

• Tax-ready financials for your CPA

• Integration with QuickBooks Online, Gusto, and other leading platforms

By combining CFO services, bookkeeping, and small business accounting, Naples businesses get the best of both worlds: accurate numbers today and a strategy for tomorrow. Learn more in our previous article, “Florida Bookkeeping Company.”

The Naples Advantage: Local Knowledge Meets Financial Expertise

Operating in Naples means balancing seasonal fluctuations with long-term growth. Whether you’re a contractor experiencing off-season dips, a medical practice managing overhead, or a professional firm planning expansion, our CFO services are tailored to the unique rhythms of Southwest Florida’s economy.

We don’t just hand over reports—we partner with you, guiding decisions that directly impact your cash flow, profit margins, and long-term value.

Case Study: From Reactive to Proactive Growth

One Naples-area service company came to us struggling with:

• Maxed out credit lines and high-interest debt

• Payroll stress during slow months

• Thin margins due to rising costs

Through our CFO services, we:

• Built a 13-week cash flow model to smooth payroll and vendor payments

• Renegotiated vendor contracts and reduced unproductive expenses

• Changed pricing and sales structure to capture higher margins

• Designed a KPI scorecard to track performance weekly

The result? Within six months, the company went from negative profit to over 10% net profit, built up three months of cash savings, and cut its debt burden dramatically.

Why Partner with Westport Financial?

At Westport Financial, we bring:

• Proven Results – profit improvement, debt reduction, and stronger cash flow

• Strategic Insight – connecting financial data to business strategy

• Local Focus – serving businesses throughout Naples and Collier County

• Flexible Engagements – tailored to your size, stage, and industry

Our mission is simple: help business owners create clarity, strengthen profitability, and build long-term value.

FAQ: CFO Services in Naples, FL

What do CFO services include?
CFO services include financial forecasting, budgeting, profitability analysis, strategic planning, debt and financing strategies, and building KPI dashboards to guide performance.

How much does a CFO service cost?
Fractional CFO services in Naples typically range from $2,500 to $10,000 per month depending on the scope, industry, and size of your business. At Westport Financial, we customize packages to fit your needs.

Who needs CFO services?
Any business that wants to improve cash flow, strengthen profitability, prepare for growth, or gain better financial clarity can benefit from a CFO—even if they’re not large enough to hire one full-time.

Different types of CFOs

• Fractional CFOs – part-time, flexible leadership

• Virtual CFOs – remote, tech-enabled advisory

• Interim CFOs – short-term leadership during transitions

• Full-time CFOs – in-house executive leadership

Does a small business need a CFO?
Yes, especially when growth creates complexity. Even small businesses can benefit from fractional CFO services for clarity, cost control, and improved decision-making.

At what revenue do you need a CFO?
Many businesses bring on a fractional CFO between $1M–$5M in annual revenue, but some benefit earlier if they’re growing quickly or struggling with cash flow.

How can I get a CFO?
You don’t need to hire full-time. A fractional CFO from Westport Financial gives you access to top-level financial expertise on a flexible basis.

Ready to Strengthen Your Naples Business?

If you’re ready to stop operating in the dark and start making confident, data-driven decisions, CFO services may be the solution.

📞 Contact Westport Financial today to schedule a free consultation and discover how our CFO and small business accounting services in Naples, FL can give you the clarity and strategy your business needs to thrive.