Resources
Knowing when to hire a CFO for a moving company comes down to complexity, not revenue. A moving company usually needs a fractional CFO once it runs several trucks and crews, takes commercial accounts with payment terms, and the owner can no longer price and plan by feel. That point often arrives around the second […]
Read articleSelling direct can earn a boat builder more per boat, because the builder keeps the dealer margin. But direct sales also add selling, warranty, and carrying costs, and they rarely fill every build slot. So the better channel depends on what each boat nets after every cost, and on how many slots you can fill. […]
Read articleA home services KPI dashboard is a one-page weekly view of the numbers that drive the month. Eight cover most of it. They are average ticket, close rate, labor cost percentage, technician utilization, callback rate, cash against forecast, DSO on commercial accounts, and marketing cost per lead. Reviewed every Monday, they therefore show how the […]
Read articleManufacturing overhead absorption is how a plant assigns fixed overhead, such as rent, equipment depreciation, and supervision, to the units it makes. A predetermined rate, built on normal capacity, therefore spreads the fixed cost across expected output. But when actual output falls short, the unabsorbed overhead does not belong in inventory. Instead, it hits the […]
Read articleMoving companies and logistics companies run the same engine: trucks, crews or drivers, fuel, routes, a promise to the customer, and cash that arrives after the work. Because of that, the same trucking and logistics KPIs work for both. Therefore, nine numbers, reviewed every Monday, tell either owner where to look. So this post shows […]
Read articleA small business budget is a month-by-month plan for revenue, costs, and cash, so you can compare it to actual results every month. Build it in five steps: first, start from last year’s real numbers; then set revenue by month, budget direct costs as a percent of revenue, add fixed overhead, and finally check the […]
Read articleA WIP schedule for boat builders is a monthly worksheet that tracks every active build: the contract price, the estimated total cost, the cost incurred so far, the percent complete, the revenue earned, and the amount billed. Comparing earned revenue to billings then shows whether each build is overbilled or underbilled. WIP stands for work […]
Read articlePreparing a business for sale means making your financials something a stranger can trust. So buyers check three years of consistent statements, whether earnings are real and repeatable, how much cash the business needs, and how much depends on you. But we advise starting at least a year before you want to sell. So this […]
Read articleWhen an HVAC company grows revenue 30 percent and the HVAC profit margin still shrinks, the cause is almost always one of four things. Pricing didn’t keep pace with costs. Growth landed in a lower-margin service line. The shop added crews faster than the schedule could use them. Or overhead grew ahead of the revenue […]
Read articleJob costing for movers means working out what each move actually cost to run, then comparing that number to what you charged. Three inputs drive it: cost per crew hour, cost per truck hour, and materials per job. Most movers price from a market rate or a competitor’s quote. So some jobs quietly lose money […]
Read articleChoosing a fractional CFO in Florida comes down to three things. You need relevant industry experience, a clear engagement structure, and a person who stays reachable month to month. Many firms offer the service. The difference between a good fit and a wasted retainer usually lives in the details. This guide gives you a ten-question […]
Read articleStandard costing vs. actual costing comes down to this. Standard costing assigns each product a predetermined cost based on expected material, labor, and overhead. Then it tracks variances against actual results. Actual costing assigns each product the real cost incurred for that specific run. Most small manufacturers between $5M and $25M in revenue do better […]
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